Tariffs of BANK ALLIANCE JSC for opening and servicing current accounts, transactions on which can be carried out using electronic means of payment (MasterCard payment cards) for individuals (private clients)

Tariff package "CREDIT STANDARD"
#Service nameTariff amount, without VATProcedure and terms of payment
MC Standard Contactless*
МС Platinum Contactless
Account currency: UAH (hryvnia)
Validity of the main card:3 years
1Opening and maintenance of a current account, transactions on which can be carried out using electronic means of payment (hereinafter - the account):
1.1Account opening and maintenancenot charged
1.2The size of the minimum balance in the Accountnot provided
2Registration/renewal of payment cards:
2.1Registration of the main payment cardnot charged
2.2Renewal of the main payment card (after the expiration of the previous main payment card)not charged
2.3Re-issuance of the main payment card (in exchange for lost/damaged, withdrawn by ATM, etc.)150,00 UAHOne off. The fee is withheld on the day the payment card is issued.
2.4Urgent issuance of a card with issue at the Head Office of BANK ALLIANCE JSC within 8 business hours150,00 UAHOne time, on the day the card is received. Paid by the client for each card, through the cash desk of the Bank or debited by the Bank from the Account (as part of the contract write-off)
2.5Fee for maintaining an account for which operations were not carried out during one calendar year**150,00 UAHAnnually, during January of the year following the reporting year.
2.6Re-issuance of the main payment card at the initiative of BANK ALLIANCE JSCnot charged
3Crediting funds to the Account:
3.1In cash, at the cash desk of BANK ALLIANCE JSCnot chargedFrom the amount credited. The fee is withheld at the time of the transaction
3.2Cashless transfer of funds (external and internal receipts)not charged
3.3An input transfer of funds to a card from a card of another bank (MasterCard MoneySend service).not charged
4.1Cash withdrawal in Ukraine (at the expense of own funds):
4.1.1In institutions of BANK ALLIANCE JSC without using a PC1,5% (min 10,00 грн.)From the amount credited. The fee is withheld at the time of the transaction
4.1.2In institutions of BANK ALLIANCE JSC using a PC1% + 5,00 грн.
4.1.3Through the network of ATMs-partners of EURONET1% + 5,00 грн.
4.1.4Through institutions and ATMs of other banks in Ukraine1% + 5,00 грн.
4.2Cash withdrawal in Ukraine (at the expense of credit funds):
4.2.1In institutions of BANK ALLIANCE JSC without using a PC4% min 50,00 грн.From the amount credited. The fee is withheld at the time of the transaction
4.2.2In institutions of BANK ALLIANCE JSC using a PC4% min 50,00 грн.
4.2.3Through the network of ATMs-partners of EURONET4% min 50,00 грн.
4.2.4Through institutions and ATMs of other banks in Ukraine4% min 50,00 грн.
5Cash withdrawal outside Ukraine:
5.1In banking institutions and / or ATMs outside Ukraine (at the expense of own funds)1,5% + 90,00 грн.From the amount credited. The fee is withheld at the time of the transaction
5.2In banking institutions and / or ATMs outside Ukraine (at the expense of credit funds)4% min 50,00 грн.
6Settlement on the Account:
6.1Settlement of payments for goods / services using a payment cardnot charged
7.1Transfer of funds from the account (at the expense of own funds):
7.1.1Between AT "BANK ALLIANCE"not charged
7.1.2In Ukraine0,5%of the amount (min 5.00 UAH. max 1000.00 UAH.)From the amount of the transfer. The fee is withheld at the time of the transaction
7.1.3Outgoing transfer of funds from a card to a card of another bank (MasterCard MoneySend service).not charged
7.1.4Transfer of funds in favor of service providers in Mobile Banking of BANK ALLIANCE JSC through EasyPay.3,00 грн.For each transfer. The fee is withheld at the time of the transaction
7.2Transfer of funds from the account (according to the credit credit breakdown):
7.2.1Between AT "BANK ALLIANCE"4% min 50,00 грн.From the amount of the transfer. The fee is withheld at the time of the transaction
7.2.1In Ukraine4% min 50,00 грн.
7.2.1Outgoing transfer of funds from a card to a card of another bank (MasterCard MoneySend service).4% min 50,00 грн.
8Providing account statements:
8.1Providing a monthly statement in person at the premises of the Bank's institution, or by e-mailnot charged
8.2Providing a certificate of the existence of an account and funds on it, other information certificates on settlement and cash services (in person at the premises of the Bank's institution)100,00 UAHFor each reference. The fee is withheld on the day of the operation.
8.3Providing information on the existence of the account and the funds on it, other information certificates on settlement and cash services (in person at the premises of the Bank's institution) in English200,00 UAHFor each reference. The fee is withheld on the day of the operation.
8.4Provision of duplicate account statements, cash, settlement and other document duplicates at the client’s request50,00 UAHFor each document. The fee is withheld on the day of the operation. The document is provided upon the written request of the Client.
9M-banking service:
9.1M-banking servicenot charged
10Other services:
10.1Change PIN using SMS request5,00 UAHFor each operation. The fee is withheld on the day of the operation.
10.2Placing a card in an electronic stop list of a processing centernot charged
10.3Putting the card in the international stop list of the Ministry of RailwaysAccording to the accounts of the international payment systemThe fee is withheld upon receipt of an invoice from the payment system.
10.4Request for a payment from the account, with or without a card (upon written request of the client)100,00 UAHFor each operation. It is applied if, as a result of the audit, the Bank has proved the legitimacy of debiting funds for the transaction and a decision has been made not to pay the client funds for the transaction
10.5Settlement of card accounts not in account currency1%From the amount of the transaction. The fee is withheld on the day of the operation.
10.6Interest accrual for unauthorized overdraft on the Account***48%Annual. Daily.
11Other account servicing options:
11.1Accrual of interest on the average daily balance on accountsnot charged
12Conditions and use of credit funds (the conditions apply to the products "Credit card for individuals within the framework of the salary card project" and "Credit card for individuals - depositors of BANK ALLIANCE JSC):
12.1Duration of a credit line12 monthsWith the possibility of extension for the next year
12.2Credit limit amountup to 100 000 UAH.The credit limit is set based on the relevant decision of the collegial body of the Bank. The bank has the right to refuse to establish a credit limit for a client.
12.3Interest rate in the grace period0,0001%****Annual (applies if the grace period is met). Monthly.
12.4Interest rate after the end of the grace period38%****Annual (applied after the grace period). monthly
12.5Interest rate on arrears70%****Annual. daily
12.6Mandatory minimum payment10%From the amount of loan debt arising in the previous month. Monthly.
12.7Grace periodup to 62 daysIt applies to all operations - settlement of payments for goods and / or services in trade and service networks and / or the Internet, transfers and disbursements of funds and the like.
13Conditions and use of credit funds (the conditions apply to the products "Credit card for individuals within the framework of the salary card project" and "Credit card for individuals - depositors of BANK ALLIANCE JSC):
13.1Duration of a credit line12 monthsWith the possibility of extension for the next year
13.2Credit limit amountup to 100 000 UAH.The credit limit is set based on the relevant decision of the collegial body of the Bank. The bank has the right to refuse to establish a credit limit for a client.
13.3Interest rate in the grace period0,0001%****Annual (applies if the grace period is met). Monthly.
13.4Interest rate after the end of the grace period45%****Annual (applied after the grace period). monthly
13.5Interest rate on arrears70%****Annual. daily
13.6Mandatory minimum payment10%From the amount of loan debt arising in the previous month. Monthly.
13.7Grace periodup to 62 daysIt applies to all operations - settlement of payments for goods and / or services in trade and service networks and / or the Internet, transfers and disbursements of funds and the like.

Tariff Notes:

* Starting March 15, 2019, payment cards of the MC Standard Contactless type are not issued under this tariff package. Servicing of existing cards remains unchanged until the reissue of the MS Platinum Contactless card, according to the rate of clause 2.2. and / or 2.3.

**An account is inactive, on which there has been no crediting and debiting of funds for 1 year (except for the payment of interest accrued on the balance and debiting of the commission for servicing the account).

*** Interest on unauthorized overdrafts is calculated only on accounts in national currency (UAH)

**** for the product “MasterCard Credit Card for Individuals within the framework of the Salary and Card Project” - in accordance with the ALCO decision of 05/30/2018
for the product “MasterCard Credit Card for individuals - depositors of BANK ALLIANCE JSC - in accordance with the ALCC decision of 12/20/2018
on the product "MasterCard Credit Card for Individuals from BANK ALLIANCE JSC - according to the decision of the ALCO of 02/13/2019

Tariffs are charged in the national currency of Ukraine (translation into the national currency of Ukraine is carried out at the rate of the National Bank of Ukraine). Payment card is issued within 8 business days.

Rates come into effect: from 03/27/2019