The assessment of national rating agencies allows you to objectively examine and confirm the bank's position on the market. In this regard, we are pleased to announce the confirmation of Alliance Bank's strong position.
On July 27, 2023, the national rating agency "Rurik" confirmed to Alliance Bank the long-term credit rating of the borrower at the level of uaAAA of the investment category with the forecast "in development".
The letters "ua" indicate the national rating scale. It allows measuring the distribution of credit risk in Ukraine and is intended for the domestic financial market. The assessment is carried out by comparing the bank's indicators with the average indicators of Ukrainian banks and similar banks from the database of the NRA "Rurik".
During the evaluation, the agency noted about:
- Sufficient diversification of the Bank's passive operations, which reduces its sensitivity to liquidity risk.
- Diversification of the bank's loan portfolio by the largest borrowers, which reduces its sensitivity to credit risk.
- High quality of the client's credit portfolio.
- Cooperation with international financial organizations - EIB and IFC.
- A well-thought-out development strategy with a focus on the SME and micro segments and cooperation with the Ministry of Agrarian Policy of Ukraine.
- High level of financial transparency and information openness of the bank.
Even during times of military conflicts, Alliance Bank shows a high level of assessment and adaptation to new conditions.
