Overdraft card

FINANCING BUSINESS

Business financing is one of the Bank's alliance's priority areas and is based on partnership principles.
By offering credit services, the bank applies high standards of service and an individual approach to each client, based on its needs, characteristics, and helps it in identifying and choosing the most appropriate means of financing or corresponding credit service.

Types: CREDIT LINE, OVERDRAFT, DEPOSIT LENDING, FINANCING OF STOCKHOLM MANUFACTURERS WITH APPLICATION OF FINANCIAL AGRICULTURAL LOADS

  • Lending on pledge of property rights to a deposit

  • Granting credit funds to legal entities and individual entrepreneurs for different purposes and terms, the provision of which will be the property rights to deposit in JSC "BANK ALLIANCE".

  • Types of lending under the deposit:

  • Credit
  • Credit line
  • Overdraft
  • Benefits for the Client:

  • the possibility of flexible management of their financial flows;
  • the possibility of using one of the lending instruments (loan / credit line / overdraft) for settlements with counterparties without the need to break existing contracts for a deposit with the Bank and use the deposit as a security item;
  • the possibility of obtaining additional income from placement of funds for a term deposit in JSC "BANK ALLIANCE";
  • free opening and servicing of a deposit account.
  • Multicurrency credit line

  • The form of lending, in which within the limits of the established limit (in national currency), the issuance and repayment of a loan is carried out in several tranches in different currencies.
    The credit line can be restored (the possibility of repeated use and repayment of the loan within the established limit) and not renewable (after the selection and repayment of further lending is not provided).

  • Conditions for the Limit:

    Minimal - from 500 000 UAH (equivalent in currency)

    Maximum amount - up to 25% of the regulatory capital of the Bank

  • Benefits for the client:

  • the ability to independently manage their financial flows within the limits of the established credit limit;
  • the ability to get a credit line at any time and in any currency;
  • payment of international contracts at the expense of lending without the purchase of currency on the MW;
  • the possibility to independently regulate the size of obligations to the Bank in the mode most convenient for doing business;
  • the opportunity to re-select and repay loan funds during the term of the loan agreement within the limits of the established lending limit;
  • flexible, integrated approach to collateral, various security options are considered.
  • CREDIT LINE

  • The form of lending, in which, within the limits of the established limit, the issuance and repayment of a loan is carried out in several tranches.
    The credit line can be restored (the possibility of re-use and repayment of the loan within the established limit) and not renewable (after the selection and repayment of further lending is not provided).

  • Loan term up to 24 months
    Loan amount from 100 000,00 UAH. (or equivalent)

  • Benefits for the Client:

  • the ability to independently manage their financial flows;
  • the opportunity to get a credit line at any time;
  • the possibility to independently adjust the size of obligations to the Bank in the mode most convenient for doing business;
  • the opportunity to re-select and repay the borrowed funds during the term of the loan agreement within the limits of the established credit limit;
  • Type of provision:

  • renewable
  • not renewable
  • OVEDRIGHT "LIGHT START"

  • Overdraft is opened to cover payment "cash" breaks in its activities, and to ensure uninterrupted payments in case of a temporary cash deficit on the current account (payment of raw materials and materials, payment of services, payment of wages, payment of taxes and other payments related to economic activities).

  • Benefits for the Client:

  • Overdraft is a permanent and renewable source of funding, as it is a form of recovery loan;
  • Overdraft technology does not require the opening of a separate loan account, which facilitates accounting;
  • obtaining a loan at any time without concerted action with the Bank;
  • Financing of agricultural producers with the use of financial agrarian receipts

  • Financing of agricultural enterprises through registration of a loan (non-revolving credit line) with registration of a financial agrarian receipt as a guarantee of repayment of funds.

  • Benefits for the Client:

  • Ability to independently manage their financial flows;
  • Getting working capital financing;
  • The speed of the decision to grant financing.
  • The main requirements for the borrower:

  • the subject of lending may be a client to whom an account has been opened at Bank ALLIANCE;
  • the activities of the borrower must ensure the permanent receipt of funds on the accounts;
  • cycle of production (sales of goods) - continuous;
  • the borrower must have a positive credit history and business reputation.

Interest rates and commissions are determined in a differentiated way depending on the amount and terms of lending, as well as on the volume of non-lending services and cash flows of the borrower at JSC BANK ALLIANCE

You can get more detailed information from the VIP manager of JSC BANK ALLIANCE:

0 800 60 22 22 alliancebank@alliancebank.org.ua

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